A UK mototrader with his cars

Motor Trade Insurance

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Motor trade insurance allows a company's employees to drive cars owned by customers, as well as their own. Some policies can also cover customers who need to test drive vehicles owned by the company.

UK Motor Trade Insurers

Bollington Insurance Symbol

Bollington Insurance

Bollington Insurance is part of the Bollington Wilson Group, which claims to be one of the largest independent insurance brokers in Britain. They have six offices, more than 400 employees and about 140,000 clients. The group includes Quoteline Direct, Wilsons, Bollington Insurance and Choicequote Insurance Services. Bollington cover motor trader businesses whether they are garages, repair shops, breakdown services, mobile mechanics and even part time car dealers working from home. They will however require evidence that applicants are bona fide traders. Young motor traders can be considered provided that they can show experience of skilled work and have gained experience 'on thejob'.

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APlan Insurance Symbol


A-Plan is part of Howden Group, which has around 6,000 staff working in about 40 countries. They have over 100 High Street branches and offer more than 50 insurance products ranging from home insurance to kit cars so you can mix and match policies if necessary. Their motor trader policy is available to full time traders only and they claim that they can tailor one to suit the unique requirements of any business. This could include cover for the premises as well as liability and road risks.

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Nash Warren Insurance Symbol

Nash Warren

Nash Warren is a smaller broker established in 1981, although the current owners have been in charge since 2005. They have around 15 employees and apart from the UK they have an office in Spain. They provide insurance for mainly smaller companies; tyre fitters, used car dealers, mechanics and valeters are amongst their clients. As well as road risks they offer a combined policy to buildings, goods in transit, stock and tools. Beginners to the motor trade are welcome to get in touch with them.

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Tradex Insurance Symbol


Clegg Gifford & Co Limited trade as Tradex and they were first set up as insurance brokers in 1968, but later becoming Lloyds brokers. They now not only sell policies direct to clients themselves but also provide them to other brokers. The motor trade is their principal interest and they deal with clients both large and small - even part timers working from home. They can also find insurance for vehicle dismantlers and scrap yards, vehicle repossession agents and long stay car parks. They have eleven offices, from Aberdeen in the North, to Guernsey in the South.

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Footman James Insurance Symbol

Footman James

Footman James are classic car and bike specialists and they have been providing insurance for classic and vintage vehicle clubs for 35 years now. It is natural that their motor trader policies are inclined to those who repair, sell, or renovate classics as well as auction houses, motor museums and exhibitors. They can cover not only road and liability risks but also buildings and the tools, machinery, plant and vehicles that are on the premises. There is a single vehicle insured value limit of £5 million but they could always ask around if you need more. For working on a Ferrari 250 GTO perhaps?

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